These two questions formed the debating point at the Financial Services Club on Tuesday night, with two teams debating whether the answers were either 'Yes' or 'No'. The make up of the two teams was very reminiscent of the England versus a Rest of the World XI that you used to get at the old Wembley. No prizes for guessing which answer the respective teams were playing for in a single euro payments area (SEPA) debate.

The 'No' campaign were fully behind their argument, stating that in the curr...